It is once again tax season and buyers seem to like to wait until they get that hefty tax refund to make a home purchase. This is a great idea, but your credit scores must be good also. With all the new regulations with mortgages now, the underwriters are being very detailed. So be very careful and try not to have any late payments, collections or foreclosures within the last 3 years if buying FHA.
When you are ready to buy, make sure you first call a bank or mortgage company and have yourself pre approved for the new loan you are looking for. Most realtors will not even meet you at a home or start the process of showing you a home unless you already have a pre approval letter first. When you are prepared or need assistance with the beginning stages of buying,
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